5 Signs You Need to Hire a Public Adjuster

When your home or property is damaged, it can be a trying time. You have to deal with the insurance company, make repairs, and try to get back to your life. But what if the insurance company doesn’t want to pay? What if they deny your claim or offer you far less than you deserve? That’s when you need a public adjuster.

A public adjuster is someone who will help you get the most from your insurance company. They know the system inside out and will work on your behalf to get you the money you need to make repairs and move on with your life. If you think you might need a public adjuster, here are a few signs that it’s time to hire one:

1. Your insurance company has denied your claim

While it’s not unusual for an insurance company to deny a claim, it is unusual for them to do so without any explanation. If you’ve been denied, it’s time to get some help. A public adjuster will be able to review your case and determine why the insurance company denied your claim. They may also be able to get the insurance company to reverse their decision.

2. Your insurance company is taking too long to process your claim

If it’s been more than a few weeks since you filed your claim and you’re still waiting for a response, it may be time to get some help. A public adjuster can help speed up the process by pushing the insurance company to take action.

Since public adjusters are paid on a contingency basis, they only get paid if you get paid. This means that they have a vested interest in getting you the money you need as quickly as possible.

3. Your insurance company has low-balled your claim

If the insurance company has offered you an amount that is far less than what you need to make repairs, it’s time to get help. A public adjuster will review your damages and come up with a fair estimate of what it will cost to repair or replace your property. They will then negotiate with the insurance company to get you the money you need.

4. You don’t know what your policy covers

If you’re not sure what your insurance policy covers, a public adjuster can help. They will review your policy and help you understand what is covered and what is not. This can be especially helpful if you have a complicated policy or if your damages are not covered by your standard home insurance policy.

5. You’re not sure how to file a claim

If you’ve never filed an insurance claim before, it can be a confusing and overwhelming process. A public adjuster can help you navigate the process and make sure that you’re doing everything you need to do to get the most from your claim.

Final Thoughts

If you’re dealing with damage to your home or property, the last thing you want to do is deal with an uncooperative insurance company. But you don’t have to go it alone. A public adjuster can help you get the money you need to make repairs and move on with your life. If you’re not sure if you need a public adjuster, these five signs are a good indicator that it’s time to hire one.

Need Help Filing an Insurance Claim?

If you’re in the process of filing an insurance claim, we can help. We’ll review your policy, assess your damages, and help you understand the claims process. We’ll also negotiate with the insurance company to get you the money you need to make repairs. To get started, give us a call or fill out our online form. We’re here to help you get the most from your insurance claim.